Personal Injury Protection Insurance is Paramount

On Florida Roads, Personal Injury Protection Insurance is Paramount

What does personal injury protection mean?

Personal injury protection insurance is designed to financially assist you in the event you’re injured in an accident. Regardless of who is technically at fault for the accident, this type of coverage can be vital if you’re unable to work as a result of your injuries.

Personal injury protection insurance policies pay the mounting medical bills that injured persons encounter. Known simply as “PIP” insurance, the policy typically covers medical expenses and lost wages – even transportation costs for traveling to and from doctor appointments. Although personal injury protection insurance isn’t required in all states, it is mandatory in Florida for all Florida automobile drivers and owners.

At Dannheisser Injury Law, we advise speaking with a legal expert – like us – or reading frequently asked questions and relevant articles to learn more about how you can garner the most coverage from personal injury protection insurance policies. You deserve never to worry about your financial future if faced with an accident that injures you.

Is PIP the same as bodily injury?

Personal injury protection insurance, while extremely beneficial if you’re injured in an accident and are unable to work, differs significantly from bodily injury insurance. Personal injury protection insurance pays for your medical expenses and wage losses when you are injured in an accident, whereas bodily injury coverage pays for injuries and damages suffered by other people who are injured if you are at fault for an accident. Bodily injury also pays for the costs of your legal defense if the other party files a lawsuit.

Who is covered by PIP in Florida?

Under Florida law, your personal injury protection insurance coverage provides medical care cost and lost wages benefits to you, your relatives who live in your home and, at times, nonrelative occupants in your car.

If your insurance company denies your claim for these benefits, you may be required to bring suit to enforce your rights. If your personal injury protection insurance benefits have been denied, we recommend speaking with a skilled attorney who can provide expert legal representation.

At Dannheisser Injury Law, our team has over 30 years of trial experience, and we have a proven track record handling these types of cases. Each and every situation is unique, and we’re always ready to fight tenaciously for your rights.

What is the minimum PIP coverage in Florida?

Florida is a state that requires personal injury protection insurance. In our state, registered owners and operators of automobiles must carry a minimum level of personal injury protection insurance, which amounts to $10,000 of coverage for the policyholder.

Personal injury protection insurance benefits can be used to cover expenses related to injuries resulting from an auto accident, such as lost wages, transportation to doctor appointments and medical costs. Other coverages also exist in addition to personal injury protection insurance. These policies can protect you from liability in the event of an accident. Check your auto policy regularly to ensure that your coverage – including personal injury protection insurance – is at an adequate level for your needs and satisfies what is required under law.

All injury cases are handled on a contingency fee basis, which means you pay no lawyer fee for our representation until you receive compensation for your injuries and damages.