While you have an insurance claim or personal injury lawsuit pending for a Florida car accident, you are responsible for your associated medical bills. However, there are several options to help manage these costs during litigation, including your health insurance, Personal Injury Protection (PIP) coverage when applicable, or medical liens. In the event of medical liens, medical providers can put a lien on the recovery of your car accident insurance claim or personal injury lawsuit so they get reimbursed their expenses from your ultimate compensation received.