Personal injury protection is sometimes referred to as “no-fault” insurance because, regardless of who was at fault for an accident, this coverage will help pay for your medical care costs and lost wages that come with your inability to work. With regard to personal injury protection in Florida, all registered drivers are required by law to have a policy that includes a minimum of $10,000 in personal injury protection insurance when behind the wheel.
Personal injury protection coverage is not the same as bodily injury (BI) insurance. Personal injury protection coverage pays for your medical care and wage losses, whereas BI coverage pays for damages and injuries suffered by another person if you are at fault for the accident. That’s the distinct difference between these two forms of coverage.
Our firm always recommends that you carry the greatest protection possible to bring you peace of mind and confidence when operating a motor vehicle. And, if you’ve been injured in an accident, we’re always ready to hear your story and advocate for your best interests.
