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Florida is a state that that requires personal injury protection coverage. This requirement is important because it ensures your ability to pay for initial medical care and provides reimbursement of wage loss if you are injured in a motor vehicle accident, regardless of which driver is at fault for the collision.

Automobile insurance policies are required to provide at least $10,000 of personal injury protection coverage. You should consider purchasing additional coverages – for example, Med Pay and Extended PIP coverages – that will provide you and your family additional medical care expense protection.