Uninsured motorist coverage is very important. And not only should you have it but you have a right to have it. Your insurance company is required by law to provide it to you. Florida law requires that your insurance carrier provide you with limits of uninsured motorist coverage not less than the limits of bodily injury coverage that you purchased. The importance of this coverage is simply that there are many careless drivers operating automobiles without liability coverage or with only minimum coverage. In the event that you are a victim of a motor vehicle collision caused by an uninsured motorist, by having uninsured motorist coverage your insurance carrier will be responsible for compensation that you are entitled to recover but cannot be collected from the uninsured driver.
